Stephen Ridgway
Stephen Ridgway, Head of Financial Services
Tel. 0161 443 4558
Email. stephen.ridgwayedwardmellor.co.uk
I joined Edward Mellor over 30 years ago as a trainee adviser and was delighted to become Head Of Financial Services in 2016.

I spend most of my time ensuring the smooth running of the team, but I do get to see the odd client, which is still a part of the job I enjoy.

Across the team we recognize the importance of delivering the same high level of service and advice to each individual client regardless of their needs or circumstances. This caring approach forms the cornerstone of our business.

Away from the office, I spend the majority of time with my wife and two children although I do find time for the occasional game of golf.
Calum Begg
Calum Begg, Group Financial Services Manager
Tel. 0161 443 4560
Email. calum.beggedwardmellor.co.uk
Calum is our most experienced adviser starting with Edward Mellor in 1991.
His role as Group Financial Services Manager involves providing mortgage and protection advice to clients and coaching new and existing advisers.

Outside of work, his hobbies include most sports (mainly watching these days), record collecting and attending concerts.
Sharon Ann-Ogun
Sharon Ann-Ogun, Mortgage and Protection Advisor
Tel. 0161 443 4572
Email. sharon-ann.ogunedwardmellor.co.uk
Sharon Ann has worked in Financial Services for over 20 years working for a number of High Street Banks providing Financial Advice. She joined Edward Mellor in 2010 and is now one of our Senior Mortgage Advisers.

She enjoys spending quality time with family and friends when she's not working.
Terry Hill
Terry Hill, Mortgage and Protection Advisor
Tel. 0161 443 4576
Email. terry.hilledwardmellor.co.uk
Terry joined Edward Mellor in January 2014 but has been in Financial Services Industry for over 30 years, starting his career as a Financial Adviser within an Insurance Company.

He is happily married and enjoys walking, dining out and watching movies in his spare time.
Niall Crocken
Niall Crocken, Mortgage and Protection Advisor
Tel. 0161 443 4552
Email. niall.crockenedwardmellor.co.uk
Niall initially joined Edward Mellor as a Sales Negotiator in our estate agency, whilst working there he progressed through our Mortgage Adviser Academy Scheme. Moving onto our Financial Services Outbound team and is now a fully licensed Mortgages and Protection Adviser.

In his spare time Niall enjoys going to the gym and trips away with his family and friends.
Zoe Willis
Zoe Willis, Mortgage and Protection Advisor
Tel. 0161 443 4634
Email. zoe.willisedwardmellor.co.uk
Zoe joined Edward Mellor in June 2021 looking for a new challenge after 17 years working as a Mortgage and Protection Advisor with a Building Society.
In her spare time she enjoys spending time with her family, although this mostly involves standing on the touchline being a football mum to her two boys.
Asim Zaman
Asim Zaman, Mortgage and Protection Advisor
Tel. 0161 443 4551
Email. asim.zamanedwardmellor.co.uk
As a Mortgage Adviser, Asim loves helping people take the next step on their property journey. Whether they’re a first-time buyer or remortgaging, he aims to make the process simple, stress-free, and easy to understand.
Outside of work, he enjoys staying active, spending quality time with family and friends, and unwinding with a good movie or TV series.
Amanda Wainer
Amanda Wainer, Mortgage and Protection Adviser
Tel. 0161 443 4553
Email. amanda.waineredwardmellor.co.uk
Amanda has worked in strategic and risk-focused roles for much of her career, gaining extensive experience in risk management and forward planning. In 2025, she qualified as a Mortgage and Protection Adviser and now applies that experience to provide first-time buyers, homemovers and remortgage clients with tailored mortgage and protection solutions designed around their individual needs, ensuring the process feels clear, supported and reassuring from start to finish.
Outside of work, she enjoys family life, BBQs whatever the weather, and long walks with her dog, Elvis.
Shuja Shams
Shuja Shams, Mortgage and Protection Advisor
Tel. 01614434299
Email. shuja.shamsedwardmellor.co.uk
Shuja takes great pride in helping his clients secure their homes and achieve their property goals. Extensive experience as a Buy-to-Let (BTL) specialist, supporting both first-time landlords and experienced portfolio investors in building and managing their property portfolios.

His approach is centred on providing clear, tailored advice and building lasting relationships based on trust, professionalism, and excellent service.

Outside of work, he enjoys taking on new challenges and staying active. He has completed the Snowdonia walking routes more than 15 times and is a proud member of his local pool team.
Paul Brassington
Paul Brassington, Financial Adviser
Tel. 0161 443 4561
Email. paul.brassingtonedwardmellor.co.uk
Paul joined Edward Mellor in September 2015, having worked for ten years in Banking and previously in Financial Services, as a Financial Adviser. He is Edward Mellors pension expert and is referred to as "Pension Paul".

He enjoys most sports but participates in water-skiing, which he tries to do each weekend.
Millie Palmer
Millie Palmer, FS Administration Team Leader
Tel. 0161 4434535
Email. millie.palmeredwardmellor.co.uk
Millie initially joined us as part of her Business & Administration apprenticeship and we were delighted to offer her a full time position when she completed it in April 2018. Since then Millie flourished in her role becoming FS Admin Team Leader in 2021.

In her spare time she enjoys baking and spending time with her friends.
Susan Spencer
Susan Spencer, Protection Advisor & Mortgage Administrator
Tel. 0161 443 4524
Email. susan.spenceredwardmellor.co.uk
Susan joined the team in October 2021. Prior to this she was self employed for several years following on from spending 15 years as an ICT teacher.
When not working she enjoys spending time with her family and friends. She enjoys watching athletics, especially middle distance and is also learning how to play golf.
Jenny Taylor
Jenny Taylor, Relationship Manager Team Leader
Tel. 01614434292
Email. jenny.tayloredwardmellor.co.uk
Jenny joined the relationship manager team following working as a mortgage adviser for 6 years. Wanting a new challenge and to utilise her experience in the industry she quickly progressed to the relationship manager team leader.

In her spare time she loves going to music festivals and spending time with friends and family.
Kim Clayton
Kim Clayton, Relationship Manager
Tel. 0161 4434865
Email. kimberley.claytonedwardmellor.co.uk
Kim joined Edward Mellor in 2023 after doing research into the house market she was inspired to become a trainee estate agent. She is now working her way up to become a Mortgage Advisor working with clients to find the perfect home for them and advise on their mortgage.

Outside of work she enjoys scenic walks, going to the gym and finding new places to eat with friends and family.
George Hatzar
George Hatzar, Relationship Manager
Tel. 0161 443 4684
Email. george.hatzaredwardmellor.co.uk
George joined Edward Mellor in January 2026 initially with the estates department, but his goal was always to pursue financial services.

He spends the majority of his time with friends & family, he also enjoys playing and watching a variety of sports, mostly tennis & padel.