UK News
Hundreds of head office workers are facing cuts and loss-making branches are under threat of closure.
Retailers are increasingly targeting the "kidult" market as family finances are squeezed.
As the dust settles on a post-election stock market rally, some firms have already gained.
The rate of unemployment stood at 4.3% in the three months to September, up from 4% the previous quarter.
Employees must stick to official channels to make sure their messages are fully retrievable.